With the rise in two-wheeled transportation across the state, Tennessee has recently addressed motorcycle, scooter, and moped safety through legislation. Although people may use these terms interchangeably, Tennessee law considers each of them separately and assigns different regulations for licensing, insurance, and safety standards.
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Tennessee Driver Services classifies two-wheeled motorized vehicles into three separate categories, with licensing differences for each, as follows:
Tennessee law requires the registration, licensing, and endorsement of all motorcycles and motor-driven cycles. This type of licensing is known as Class M licensing. Motorized bicycles are exempt from requiring a Class M license as their engines prohibit the driver from traveling more than 35 mph; however, a regular driver’s license is required.
Accident insurance is required for any registered motorcycle or scooter in the state of Tennessee. Insurance coverage for two and three-wheeled motorized vehicles must include:
Although proof of insurance is not required at the time of registration, if the operator is caught without the proper insurance, the penalties will be the same as driving a car without insurance.
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It’s important to note that the legally required coverage is only the minimum amount of insurance you’ll need. Just as with any other vehicle, minimum coverage doesn’t always mean that you’re fully protected. Purchasing additional protection (uninsured and underinsured motorist coverage) will ensure that if the person that causes your accident isn’t properly insured, you’ll still have the resources to pay for your accident-related injuries.
Whether you’re riding a motorcycle, motor-driven cycle, or moped, the risks remain the same. Unlike a steel-framed car, you have limited protection if you collide with another vehicle or object or lose control. As a result of these risks, the Tennessee Safety Board has similar mandates across the board for two and three-wheeled vehicles:
Although not a requirement, the Safety Board highly recommends motorcycle, motor-driven cycle, and moped operators to cover their vehicles and helmets with additional reflective stickers. These stickers make the vehicle more visible and easier for other cyclists and drivers to see at night, drastically decreasing accident potential.
For more information about moped and scooter licensing, insurance, and safety standards in Tennessee, contact a DMV office in your county.
If you have been hurt in a moped or motorcycle accident, contact the personal injury attorneys at GriffithLaw. We will listen to your story and can help you get proper compensation in order to recover from your accident.
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